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XE Currency Data API review: pricing, licensing and who it suits

Checked against Xe's own page on 2 Nov 2026

2 Nov 2026 · 3 min read

Xe Currency Data is sold by annual plan. Core costs $599 a year for 10,000 requests a month with daily rates, and Prime costs $4,499 a year for 150,000 requests with 15-minute rates. Minute-level rates sit on a custom Enterprise plan. A free trial exists, but the page gives no length or limits. It suits a finance team that wants a vendor with a SOC 2 report and phone support. Developers who want to start free will find the entry price high.

XE Currency Data pricing

PlanPrice a yearRequests a monthRate frequencyEntities permittedAdd-ons
Core$59910,000Daily1From $200 a year
Intermediate$1,79950,000Hourly and dailyUp to 5From $350 a year
Prime$4,499150,00015 minutes, hourly and dailyUp to 10From $500 a year
EnterpriseCustomUnlimitedLive (minutely) plus all frequenciesUnlimitedAlternative-source rates, custom price

Core works out to about $50 a month, billed yearly. The page marks Intermediate as recommended. There is no monthly billing on the page and no permanent free plan, only a free trial.

What every package includes

  • Coverage and history. The feature list says 170+ currencies and precious metals, with historical data back to 1998. The headline says 220+ currencies, so the page gives two counts.
  • Data tools. Time-frame queries, currency volatility, historical rates, monthly averages and a custom margin on rates.
  • Sourcing. Xe says its rate blender draws on over 100 sources, including financial data providers and central banks, and filters out errors.
  • Support. Email and phone support on every package.
  • Controls. Xe states it holds a SOC 2 report on the controls for the security and availability of the systems behind the API.
  • SDKs. Java, NodeJS, PHP and Python, plus a Swagger spec and a GitHub repository.

What XE does well

  • A brand finance teams know. Procurement can point to a company with 30 years in currency data, in Xe's words.
  • Controls evidence. A SOC 2 report answers many vendor questionnaires. The report is Xe's statement; ask for it.
  • Fit with finance software. Xe says the API works with Microsoft Dynamics, Oracle, Sage Intacct, SAP and other ERPs and CRMs, depending on the package.
  • Partner terms. The page offers redistribution, co-branding and referral programs for software vendors.
  • Bid and ask. A banner announces Xe bid and ask rates in beta.

Where XE falls short

  • No free tier to build on. A trial replaces it, and the page does not say how long it lasts or what it allows.
  • Slow rates are the default. Core is daily. Hourly needs $1,799 and 15-minute rates need $4,499.
  • Entity licensing. Each plan caps the legal entities that may use it, which complicates a group with many subsidiaries.
  • Gaps in the public page. It claims guaranteed availability and responses within milliseconds but gives no uptime percentage or latency figure, and it publishes no redistribution terms.

What an enterprise buyer should ask Xe

  • How long is the trial, and how many requests does it allow?
  • What uptime percentage does the contract guarantee, and what are the service credits?
  • How does Xe define an entity, and what happens when you add a subsidiary?
  • What are the exact add-on prices, including central bank rates and alternative-source rates?
  • What are the terms for showing rates to your own customers?
  • Can Xe share its SOC 2 report under NDA?

Who should pick XE

Pick Xe when a finance or procurement team drives the purchase, the budget is set per year and a SOC 2 report is a requirement. Look elsewhere if you want monthly billing, a free tier, minute-level rates below a custom quote or published terms for reuse.

XE next to exchangerate.dev

We publish this review and sell a competing API. The table lists what each side publishes, including the rows where the other API is ahead.

Rivalexchangerate.dev
Free tierTrial only, terms unpublished5,000 requests a month, no card
Entry price$599 a year, 10,000 requests, daily rates$19 a month, 100,000 requests, about every 60 seconds on trading days
BillingAnnual plansMonthly or yearly
Minute-level ratesEnterprise, custom priceEvery paid plan, about every 60 seconds on trading days
Currencies170+ or 220+, the page says both144
HistoryBack to 1998Full daily history from 1999 on Plus and Pro

The full comparison is on exchangerate.dev vs XE, and XE alternatives lists other options.

Sources

Checked 2 Nov 2026. Prices and limits change, so confirm them on the rival's page before you buy.

Questions

How much does the XE Currency Data API cost?

Core is $599 a year for 10,000 requests a month with daily rates. Intermediate is $1,799, Prime is $4,499 and Enterprise is custom.

Does XE have a free API tier?

No permanent one. Xe offers a free trial, and its page does not state the length or request limits.

How often does the XE Currency Data API update?

Core is daily, Intermediate hourly, Prime every 15 minutes and Enterprise live to the minute. Xe says updates can come as often as every 60 seconds.

Does XE publish an uptime figure?

Not on the product page. It claims guaranteed availability and states that it holds a SOC 2 report, but gives no uptime percentage.

What is a cheaper alternative to XE?

exchangerate.dev starts free with 5,000 requests a month, and $19 a month buys 100,000 requests. See [XE alternatives](/xe-alternatives).

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